Never stored
There's no marketing database collecting your details. Your number is used to place exactly one call, the one you schedule, and nothing more.
Licensed agents · No spam, ever
Health insurance answers,
without the spam storm.
Pick a time that works for you. One licensed agent calls once, to answer your questions and show your options. Your number is never stored, never shared, never sold.
- No database. Number used once.
- No sales script. Just answers.
- Zero obligation to enroll.
We compare plans across the nation's leading carriers
Independent and unbiased, including Blue Cross Blue Shield, UnitedHealthcare, Ambetter, and more.
Real people, real relief
What it feels like to finally get a straight answer
The reason we exist
Three promises that change everything
The moment you enter your number on most insurance sites, it gets resold to dozens of agents and the calls never stop. We built ClearCall to be the exact opposite.
Never shared
We don't sell leads. Your information is never passed to third parties, partner networks, or "matching" services that blast your phone.
Never pressured
One licensed agent. One scheduled call. Real answers, plain options, and your time back. You decide what's next, or nothing at all.
Simple by design
Three steps. One call. Done.
Choose your time
Open the calendar and pick the day and time that fits your schedule. Mornings, evenings, weekends, your call, literally.
Enter your number
We use it once, to call you at the time you picked. It never enters a list and never leaves our hands.
Get clear answers
A licensed agent calls exactly on time, answers your questions, and walks you through your options. No pitch, no pressure.
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Every path, explained
Whatever your situation, we make it make sense
Most people aren't sure which lane they're even in. On your call we explain all four in plain English, and which one actually fits you.
Just left a job? Don't overpay on autopilot.
COBRA lets you keep your old employer's exact plan, but usually at the full, unsubsidized price. For many people there's a comparable plan that costs significantly less. We'll compare them side by side so you keep coverage without overpaying out of habit.
- When COBRA is genuinely worth it (and when it isn't)
- How to avoid a gap in coverage during the switch
- Whether a Marketplace plan beats it on price for you
Best for
Anyone who recently left or lost a job and has a 60 day window to decide.
Group coverage, decoded.
Employer plans bundle a lot into a little jargon: deductibles, HSAs, tiers, networks. If you're a business owner setting one up, or an employee trying to pick the right tier during open enrollment, we'll translate it so you can choose with confidence.
- Picking the right tier for your family's real usage
- HSA vs. PPO vs. HMO in plain language
- For owners: what group coverage actually costs to offer
Best for
Employees choosing a plan, or small business owners weighing group coverage.
Options the exchange doesn't show you.
Private and supplemental plans are sold directly by carriers and are often available all year, not just during open enrollment. They can be a strong fit for people who are self employed, early retirees, and 1099 workers. We'll show you what's available and exactly what's covered.
- All year enrollment for the self employed and 1099 workers
- Supplemental coverage that fills gaps in a base plan
- Honest talk about what private plans do and don't cover
Best for
Self employed, early retirees, contractors, and anyone outside open enrollment.
Find the subsidy you may be leaving on the table.
Marketplace (ACA) plans can come with subsidies based on income that dramatically lower your monthly cost, and millions of people who qualify never claim them. We'll check what you're eligible for and compare the metal tiers so the math is clear.
- Whether you qualify for premium tax credits
- Bronze vs. Silver vs. Gold, what the tiers really mean
- Special enrollment windows you may still be inside
Best for
Individuals and families without job based coverage who want to check subsidies.
Knowledge first
You'll talk to a real licensed agent, not a call center.
Every call is handled by a licensed insurance professional with years of industry experience. Their job on the call isn't to close you, it's to make sure you understand your options well enough to make the right call for your family.
- Licensed agents in your state, verifiable on request
- No scripts, no upsells, no "let me transfer you"
- Your plan price is the same with or without an agent
"I came in expecting a sales pitch. I got a teacher. He drew the whole thing out, told me which option he'd pick if he were me, and never once pushed. That's it. That's the whole company."
A real clientafter a 22 minute call
Your call, your time
Pick a time. We'll call you once, exactly then.
No spam, no queue, no chasing. Just one scheduled conversation.
One call, one agent, zero spam. Opens a quick scheduler.
Straight answers
Questions people ask before they book
Will my phone number be stored, shared, or sold?
No. Your number is used one time to place the single call you schedule, then it's done. It never enters a marketing list, never gets shared with third parties, and is never sold to lead buyers. Eliminating the spam that comes from sold leads is the entire reason ClearCall Health exists.
What actually happens on the call?
A licensed agent calls you once, at the exact time you chose. They answer your questions, explain how COBRA, Employer, Private, and Marketplace options differ, and show you plans that fit your situation. There's no sales script and no pressure. The goal is simply to give you enough information to make an educated decision.
Is it really free, with no obligation?
Yes. The call costs you nothing and you're never obligated to enroll. Licensed agents are paid by insurance carriers only if you choose to enroll, and your plan price is identical whether or not you use an agent. There's no markup for getting help.
What's the difference between COBRA, Employer, Private, and Marketplace plans?
COBRA keeps your former employer's plan temporarily, usually at full cost. Employer coverage is the group plan offered through a job. Marketplace (ACA) plans are individual plans on the exchange that may qualify for subsidies based on income. Private plans are sold directly by carriers and are often available all year. The best fit depends on your income, health needs, and timeline, which is exactly what we clarify on the call.
Are you going to try to sell me something?
No. The agent's job is to inform, not to close. You'll get honest comparisons, including when the cheapest or best option is one we don't earn anything on. If you decide a plan is right for you, we can help you enroll, but only if and when you ask.
What if I miss the scheduled call?
You can simply reschedule. You won't be repeatedly dialed or chased. One missed call never turns into a campaign of follow up messages. That's the whole point.
Which carriers and states do you cover?
We're independent, so we compare plans across the nation's major carriers, including UnitedHealthcare, Aetna, Cigna, and Blue Cross Blue Shield, across 30+ states. On your call we'll confirm exactly what's available where you live.
Clear answers are one scheduled call away.
No spam. No pressure. No catch. Just the information you need.
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